AbacatePay

Brazil-focused payment API for developers shipping local checkout experiences.

Overview

AbacatePay is a payment gateway designed specifically for SaaS companies and digital businesses in Brazil. It offers simple API integration with support for multiple payment methods including Pix (instant transfers), credit cards, and invoices (boleto). The platform emphasizes developer experience with clear documentation, multiple SDKs, and AI-friendly integration options.

The service is built around transparent, per-transaction pricing with no monthly fees. Pix payments cost R$ 0.80 per transaction with instant settlement, while credit card payments incur 3.5% + R$ 0.60 and settle in 32 days. The platform includes features like subscription management, fraud protection, integrated checkout, and payment links with QR codes.

AbacatePay targets SaaS, micro-SaaS, e-commerce, marketplaces, and creators, with a focus on fast integration and responsive support.

Key features

Pix payments (R$ 0.80 per transaction)
Credit card processing (3.5% + R$ 0.60)
Invoice/boleto generation
Payment links and QR codes
Subscription management
Fraud protection
Integrated checkout
Multiple SDKs (Python, Ruby, PHP, JavaScript)
AI-friendly API documentation
No monthly fees

Pros

Transparent per-transaction pricing with no hidden fees
Instant Pix settlement
Simple API with excellent developer experience
Multiple payment method support
AI-friendly documentation and integration
Responsive customer support
No monthly subscription required
Customizable rates for high-volume businesses

Cons

Requires CNPJ (business registration) — not available for individuals
Credit card payments settle in 32 days (not instant)
Payment splitting not yet available
Card payment anticipation requires manual approval
Limited to Brazilian payment methods

Use this if

You are a Brazilian SaaS or digital business needing simple payment integration with transparent per-transaction pricing, or you prioritize Pix acceptance and developer experience.

Skip this if

You need instant credit card settlement, payment splitting, support for individual sellers (non-CNPJ), or operate outside Brazil.

Best for

SaaS companiesMicro-SaaS businessesE-commerce platformsMarketplacesContent creatorsSubscription-based servicesDevelopers seeking simple API integrationBusinesses accepting Pix payments